About Me



A very experienced insurance professional, I have been active in Assurance, Insurance, Reinsurance and Financial Services all my working life.

I am a Fellow of the British Insurance Brokers Association and a former Registered Insurance Broker, a Member of the Academy of Experts, a Member of the Institute of Public Loss Assessors and a Court Directed Expert Witness.

Also I hold a Practice Direction 1 of 2015 Compliance Certificate for the Commercial Court in Northern Ireland and an E E C Certificate of Experience issued by the U K Department of Trade. I am a member of the Chartered Institute of Arbitrators, an Expert Determiner and Mediator.

Further, I am a Member of the Association of Professional Financial Advisers, a Freeman of the City of London and a former Financial Services Authority approved person and practising Compliance Officer and also a former director of a firm of Loss Adjusters.


I first began underwriting in 1961 when, acting under a Lloyd’s binding authority, I assisted in underwriting a high net worth individuals risks account. In 1963, I was Production Underwriter for a specialist motor insurer and then became Resident Secretary for what is now a part of the Royal and Sun Alliance organisation. I later moved into the then non-tariff market in order to gain further experience.

From 1970, I underwrote marine cargo and hulls and commercial insurance and reinsurance with an international composite insurer under binding authorities. Thereafter, for approximately 25 years, I underwrote and/or brokered a wide range of commercial insurances and reinsurances, including commercial property and liability, marine cargo and hulls, personal accident and travel, jewellers’ block policies, professional indemnity risks and treaties under various underwriting authorities.

I was Chairman of a Holding Company and of an Underwriting Agency in London and an Officer (similar to director status) of an associated Underwriting Agency in Paris. In these roles, I dealt with underwriting issues in the national and international insurance and reinsurance markets until 2009. I am presently retained as a consultant to an insurance company.

In May 1956 I joined a firm of Lloyd’s Insurance Brokers and started by working in the North American Department placing all types of covers in the City of London markets. I am a member of the Three Rooms Club at Lloyd’s.

For some years I was also Vice-President of a New York City based Excess & Surplus Lines brokerage house and placed business in the local and international markets.

In 1970 I became a practising Insurance Broker in my own right with offices in the City of London, placing a wide range of policies including Assurance and Financial Services products, until I amalgamated my business with two other firms in March 1996 when I was appointed as IFA Compliance Officer and Group Chairman until I stepped down in September 1999. I am presently retained as a consultant to a firm of insurance brokers.

Since then I have accepted more than 150 Expert Witness and Mediation appointments and have given evidence on Circuit, at The Royal Courts of Justice and twice in California and undertaken work in Australia and Ireland.

Having been actively insurance broking and underwriting for many years, I have obtained over that period of time substantial knowledge in national and international insurance broking and underwriting in the private and commercial sectors, both in direct and re-insurance disciplines.


I served as a North London Committee Member of the British Insurance Brokers’ Association from 1978 and later held posts of Regional Deputy Chairman and Chairman. Subsequently I became a member of the National Council and then the Finance & General Purposes Committee.

When these appointments were reorganised, I became a founder Director of B.I.B.A. Agencies Ltd. in 1993, where I instigated and negotiated a number of national membership products.

I further served as a member of the General Insurance Brokers Committee from 1996 until my three-year appointment was completed in 1999.


Apart from my retained consultancy overseeing appointments, as mentioned above, I also attend occasional up-dating professional tutorials and regularly attend the International Underwriting Association (IUA) market briefings lectures.

Additionally, I usually attend the Academy of Experts evening meetings and sometimes the British Insurance Brokers' Association members courses and I also attend courses for the Members of the Association of Professional Financial Advisers.

MILES D. A. EMBLIN, F.B.I.B.A., MCIArb., M.A.E., M.Inst.PLA.,

As at 28th May 2015.

E & O E.